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the mayor said the city is undertaking a massive expansion of homeless services that includes building shelters and adding new restroom facilities. . . .
he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies. . .
on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. .