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scottish widows' figures were compiled using the abi guidance for calculating claims statistics.
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. the latest figures mean that since january 2000, scottish widows has paid a total of £2.5bn in claims to more than 86,000 customers.
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the provider paid out on 7,469 life and 1,769 critical illness claims in the year, with men accounting for 59 per cent of life claims and 47 per cent of critical illness claims.
.: bwire: the major problem at knh is structural and system failures
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