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.the school in yarmouth that year had a low opt-out rate � 2 percent, the superintendent said � so there was a cap on the amount of disruption an illness could cause. .
the youngest claimant was aged 20, and the eldest aged 89, while the average policy duration at claim stage was 10 years. . .
editor's six of the best
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scottish widows' figures were compiled using the abi guidance for calculating claims statistics.
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