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in december 1972, robert and helen celebrated the birth of their only child together, son derek. .
scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance.
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.. he wasn't certain, though, how much he'd be able to work before then.
. in yarmouth two years ago sent five children home, causing young students at the very least to miss valuable school days.
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