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scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. . .

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suicidal thoughts, attempts on the rise among young people: 'it's a critical public-health crisis right now' .

the provider paid out on 7,469 life and 1,769 critical illness claims in the year, with men accounting for 59 per cent of life claims and 47 per cent of critical illness claims. . . . .corinna already had one child with a genetic disorder that left him unable to sweat or grow teeth normally. .

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