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    scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .

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    the statistics i�m quoting reveal a problem on the level of a tsunami sweeping across the whole of america and europe. .

    "if the battery in a mechanical mod over-discharges and the device doesn't contain enough air holes to allow the battery to vent, there is a risk of explosion." .

    �we have waited a long time and we cannot possibly wait any longer.� .

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    the total amount paid out in critical illness claims was £75.19m, with cancer accounting for 74 per cent of claims from women, mainly breast cancer, alongside 51 per cent from men. . . .

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