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scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .

andrew kaye, head of policy at macmillan cancer support said it was �shocking� that a cancer patient had to wait 541 days for treatment. .

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    "smoking and drinking � giving these kids a little bit longer to make good decisions in their lives � i'm all for that," bruschi said. .

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