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in december 1972, robert and helen celebrated the birth of their only child together, son derek. .

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    "she was our mother, the anchor and heartbeat to our family," derek said. "(she) would spread her love and dedication like a small hummingbird." .

    victor bwire .

    he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies. . .

    "we are glad our concerns have been addressed by the coroner's office but the western trust has a lot to answer for. .