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mitchell: i think frozen is great because sometimes with fresh food, it goes bad. . .
the youngest claimant was aged 20, and the eldest aged 89, while the average policy duration at claim stage was 10 years. . .
of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met. .
'cut short' by james taylor is published on june 1 by white owl books, price ?20.