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    scottish widows deal with zurich shows pensions commitment . . .

    treatment delays are also causing needless anxiety and distress to patients as well as putting lives at serious risk. .

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    shocking figures uncovered by labour show some patients are suffering agonising waits of as many as 541 days to begin treatment .

    it also recommends building more secure restrooms and hand-washing stations in areas where homeless people congregate. .

    he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies. . .

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