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now the country may face a fine of millions of euros after its dereliction was referred to the european court of justice (ecj), the guardian reports.
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scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance.
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"we were quite surprised to find there were no significant differences," says study author
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. she suffered a "third brain bleed" and was pronounced brain dead on monday.
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