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scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .
he let it ring and ring. "aren't you going to answer it?" his wife asked. "no, i know what's on the other line," olczyk said.
. and yet it is the duty of the crown to make his subjects feel safe and protected and even loved.
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