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    scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .

    derek and his wife, michelle, have three boys, ages 11, 16 and 17. .

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    a case in westbrook shows the disruption and anxiety an outbreak can cause. .

    �the kind of review being proposed does not, at least initially, appear to bring anything new or needed to is already a robust system of oversight,� mogulof said in the statement. .

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    the uk�s initial plan had been challenged in court by the .