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by that evening, nurses had moved the valenzuelas into a larger room and placed their beds together. .
the youngest adult claimant was aged 21, and the eldest aged 79. the age of the youngest children's claim was 8.2 months. .
scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .