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"she was our mother, the anchor and heartbeat to our family," derek said. "(she) would spread her love and dedication like a small hummingbird." .
he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies.
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.experts say years of cuts to nhs budgets and staff has led to patients waiting longer for chemotherapy and radiotherapy (file pic)
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