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mr mcgurgan said that mrs cavanagh "died alone" after suffering a terminal collapse and fell from her bed while "the cot sides were down". .

the longest one patient waited for treatment following a gp referral in 2017 was 541 days - against a target of 62 days. . .

he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies. . my profile .

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