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"smoking and drinking � giving these kids a little bit longer to make good decisions in their lives � i'm all for that," bruschi said. .
when robert had to go on full medical disability in his early 50s after hurting himself at work, helen went back to work, this time in the oil industry. .
the youngest claimant was aged 20, and the eldest aged 89, while the average policy duration at claim stage was 10 years. .
plemmons and co-authors disclosed no relevant relationships with industry. .