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. we have let patients down, admits senior northern ireland civil servant
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on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation. . .
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.now the country may face a fine of millions of euros after its dereliction was referred to the european court of justice (ecj), the guardian reports. .
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.of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met.
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