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scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .
over the years, i�ve talked to reporters who are solidly addicted to obfuscations. like any addict, they have an army of excuses to rationalize their behavior. .
. civil servants have claimed they have no power to place restrictions on betting machines branded the crack cocaine of the gambling world.
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