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scottish widows' figures were compiled using the abi guidance for calculating claims statistics.
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of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met.
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https://grassfed.us/Arb-mother-of-Waganer-from-Condsurseulles
© telegraph media group limited 2018