'cut short' by james taylor is published on june 1 by white owl books, price ?20.
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he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies.
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twins linus, left, and maarten have more sweat glands and tooth precursors than their older brother joshua, 5, after being treated with a drug in utero.
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