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derek and his wife, michelle, have three boys, ages 11, 16 and 17. .
scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .
cancer patients’ lives are being put at risk because savage tory cuts to the nhs are delaying the start of their treatment by 18 months. .
“contrary to public belief, the majority of claims are paid out and scottish widows should be proud of how many families they helped during such challenging times.” .
when robert had to go on full medical disability in his early 50s after hurting himself at work, helen went back to work, this time in the oil industry.
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