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scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .in an email. it's like "the engine of a car that runs without cooling water." .
chronic traumatic encephalopathy (cte), a degenerative brain disease, has been linked by medical researchers to the sort of hits football players endure. .
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.of the life claims declined, 0.85 per cent were due to mis-representation and 0.16 per cent due to the definition of terminal illness not being met. .