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. the nutritional content of fruits and vegetables, but frozen produce tends to hold up pretty well. .

scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance. .

alan knowles, managing director of cura financial services, said: “scottish widows are delivering on their word to customers by paying the majority of the claims they see.  .