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"smoking and drinking � giving these kids a little bit longer to make good decisions in their lives � i'm all for that," bruschi said. .
scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance.
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. northern ireland's top 100 companies for 2018 revealed
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'cut short' by james taylor is published on june 1 by white owl books, price ?20.