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the presumptive leader is not defined, which leads to uncertainty and delays when leadership and action is needed,'' the report says.
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., seventh-highest in the nation, and more than double the national average.
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the latest figures mean that since january 2000, scottish widows has paid a total of £2.5bn in claims to more than 86,000 customers.
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., seventh-highest in the nation, and more than double the national average.
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