the smok-e mountain brand's facebook page had been taken down on thursday.
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scott cadger, head of underwriting and claims strategy at scottish widows, said the industry needed to do more to educate the public on the merits of protection insurance.
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mainstream reporters and editors and publishers are well aware that telling the truth and continuing to pound on it would undermine a basic institution of society.
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rowdies
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he said: "our research shows that people, on average, believe that only 34 per cent of protection claims are paid out by insurance companies.
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